Homeowners, at last!

We’re homeowners! We’re almost all moved in. About 2 more loads of “crap” and we are so out of that house. I’ll spend a day cleaning it head to toe and then will gladly hand over the keys. I am so sick of that house and glad we have moved out. Something we actually own!

Having a few slight issues with the new house. Things that, of course, will get better over time. But the girl who rented this house before we bought it had 5 cats. FIVE. And I’m allergic to a single cat, so you can imagine how great it has been for me. I don’t show my typical allergy symptoms, I just… out of nowhere, have an asthma attack. I’ll be fine and then feel my lungs starting to close up and then it begins. Crazy stuff. My body will get used to it eventually, I’m sure.

Anyway, I’m gonna go take a shower and sleep. We gotta be at my mom’s house at 9:30 tomorrow morning to go out of town. I’d much rather stay and spend time in my house but we have family coming in from out of state that we never get to see and I really want to see them. So anyway.. thats the heads up on what is going on. I’ll write more when I actually have time. The next week will be spent finishing the move, cleaning the other house, unpacking and getting ready for a brand spankin’ new roof on Friday :D

The House Front

My Calendar is full for the rest of the month. Between closing on a house, moving and work I don’t think I can fit anything else in. Oh and we’re going out of town to my Grandmother’s house on the 27/28th for Memorial Day. I have to get up at the butt crack of dawn on Saturday to take Astro the vet to be boarded and then we must proceed to move stuff. We have to get all of our “big” stuff that needs to be moved with Malinda’s truck out of this house by the end of the day on Saturday. She is going out of town for over a week to her brother’s wedding during the first week of June.

We’ve gone back and forth over this home buying ordeal over the last several weeks and we are finally at our final decision. The home inspection was a bust and we found out that the house needed a new roof before any insurance company would insure it. Other than that, most repairs seem somewhat minor and we plan on fixing all of the things on that list over the next few years before we want to turn around and sell it.  Anyway so our closing date is the 24th, next Thursday at 4:00 PM. I’m taking off work at 2 so I can come home and do some breathing exercises. I’m a little nervous and I want everything to go smoothly. The first part of this week is going to drag by, I can already tell.

We have to get a contract with a roofer signed before closing in order for us to get our insurance policy. Tomorrow I plan on getting the last of the estimates and by the end of the day on Tuesday Gene and I need to have our decision made on who to go with so that I can get the contract signed and faxed over to the insurance company. I really hope everything goes smoothly at closing because most of the roofing contracts I’ve signed have a 10% cancellation fee and when you have an estimate for $4,300, 10% is actually QUITE a lot of money :(

Anyway I could really go on and on but I don’t feel like it. Other things on my checklist are change of address cards at the post office, transfer utilities and gas to new house, transfer cox (cable, phone, internet) to new house and call the Pest guy to come out and spray for pests. Maybe sometime later this month or in June I will go splurge on some paint and paint the house. I want to use mostly neutral colors. One of the bedrooms is already painted a warm orange/red color and it is awesome so I plan on leaving that room the way it is. On the Master Bedroom and the guest bedroom I want to paint neutral colors with some kind of technique. I haven’t decided yet!

I guess I am pretty excited about owning our own home. A home that we can say is OURS. Money is going to be RIDICULOUSLY tight for quite a while after we move. It sucks that it has to be that way but like most situations we are in, there have been some pretty big curveballs thrown our way. We will make it through. We have the basic staples to survive and I plan on doing some garage saling to find some unique/cheap art. Also hit up some flea markets and thrift stores.

Anyway.. I would appreciate it if you guys would keep your fingers crossed for us. And I should be back sometime after Memorial Day weekend. I am not sure when Cox will be able to transfer our services to the new place and when I will have time to actually sit down at the computer again but hopefully sometime after the 28th.

Is it bedtime yet?

Gene and I are getting ready for a garage sale on Saturday and boy is it some work! A friend of mine’s mom is having a sale at her house and said I could bring some of my stuff over to include. Gene and I have a huge pile of clothes to contribute as well as a few little things and our entertainment center. I’m being crazy and selling our entertainment center because our main TV is dead and our next TV is going to be an LCD tv and won’t fit on our entertainment center. We’re going to borrow a little side table from my parents when we move to put our smaller TV on in the living room until we can afford (NEVER?) to buy the nice tv of our dreams.

We are getting SO much packed but boy is it taking time. I’ve got about 15-20 boxes of stuff packed and quit a bit more to pack up. I just finished packing 80% of my computer desk. It took 2 boxes and I think it may take another 1/2 box or so. I swear we have SO much stuff! And so much of it that I absolutely refuse to get rid of. I like moving because you always have to go through all of your crap and then you realize exactly how much you have but at the same time, it is SO hard to part with some of your stuff. Especially he sentimental stuff.

I have this great vision of our new home being totally organized and clean and “homely” feeling but I always do that and it always ends up a crazy mess once we move in, lol. I am so thankful that we are moving barely a mile from our current residence. I can’t imagine moving any further than that right now. We would need the biggest darn uhaul they make :/ I am just very thankful that I have a friend who has a truck and my parent’s who both have SUVs. It makes moving so much easier! Thanks Malinda and Mom and Dad.. I love you guys so much! :heart:

I am gonna go kick Astro’s butt. He wont quit growling at nothing. I also wanted to say that I had Sushi for dinner and it was freakin’ delicious. Tomorrow is the downtown Edmond Arts Festival and you can bet your shiney boots that I’ll be there grubbin’ on some indian taco :D Yay for fried bread!

We’re buying a home!

Gene and I did the bank paperwork yesterday morning for the mortgage and we are officially buying a house! Our closing date is set for May 24th at 4:00 PM. I am really, really excited and nervous all at the same time. At least now all of our money will be going towards something we own and not just paying on someone else’s mortgage. I can’t wait to move because I am really excited about the house we are buying. It’s a nice sized house and I love the floor plan and the kitchen is AWESOME.

That’s about all for now. I just wanted to pop in and post that. I need to go pick things up a little around the house.

Woke up in a craptastic mood

I woke up in the absolutely most AWFUL mood ever today! I have no idea why. I was up until 3 AM last night and that may have had a little something to do with it. My joints feel achey and my head is pounding. I feel sick to my stomache and I feel generally annoyed with everything. I feel like there was something we needed to do today but for the life of me, I cannot remember :/

The homebuying proceoss is still well.. in process. We haven’t yet decided on a lender we want to go with. We just need to decide what we want to do and then we can move forward. We did get the contract from the seller so that is a done deal. Gene and I have some pretty humongous decisions to make and that is ALWAYS stressful. I hope I can elaborate a little more soon. I just don’t want to say anything too detailed until we’ve finally decided what we are going to do.

Growing up !

[EDITED at 9:44 PM] I am feeling SO much better! After I wrote this post this morning I went and laid in bed for a little while and then Gene massaged my neck and shoulders and I almost immediately felt better. We got dressed and went to Tarjay to do a little shopping! We now have two new sets of bedsheets and nothing makes me happier. Ours, for some odd reason (*ahem* dogs jumping on our bed!) always get little holes in them. My favorite sheets are the Jersey Knit ones that feel like really soft t-shirts. I saw some sheets that were 800 thread count on clearance for $30 for ONE fitted sheet. I opened the package to touch it just so that I could say that I’ve touched 800 thread count sheets and let me tell you, it was NOTHING special. I’ll keep my cheapo Jersey Knit ones :) What kind of sheets do you use?

Weekend-long birthday celebrations

I didn’t even think about mortgages and down payments and closing costs this weekend. I started my weekend on Friday and I celebrated my birthday every single day!

Friday » Gene and I slept in a little bit. It was the perfect weather to be lazy. Stormy and non-stop raining all day! We went to see the Aqua Teen Hunger Force Colon Movie Film For Theaters around noon and ate sub sandwiches (that we snuck in!) and movie theater popcorn with extra butter. Hilarious movie, I loved it. After that we went to a pet store that is local and played with the puppies in there. This little rat terrier puppy grabbed onto Gene’s hoodie and was humping his arm. Sooo adorable :D Then Gene and I went to Baskin Robbins and ate a Reeses Peanut Butter layered sundae and then shared a Creamy Mango smoothie. All good stuff. Went home and took a 20 minute nap or so and then went to Red Lobster with my family. Oh and somewhere between the movie and the pet store, I went and got my allergy shot. I hate that! Overall a great day. Opened gifts at my mom’s house and then ate Banana cake.

Saturday » Nothing overly special today. Gene and I went to Kohl’s where I got the cutest comforter set EVER. And I got a Family Guy shirt (The one with Bryan in a banana suit, for the FG fans out there!) that is totally awesome. Gene got 2 pairs of shoes. All of this for about $60. We got some good deals :D Some friends (Jacob, Della, Malinda, V, Gene and I) met up at this bar called Hawaiian Dons at around 6:30. I wanted to get there early so we could avoid the cover charge to get in.. They don’t usually start charging that until after 7:30 or 8. This place is known for their cheap, gigantic drinks. They have 60oz drinks for $8. Not bad! We drank too much and had a great time. Lots of laughter and all of that :) V, Gene and I went to IHop after everyone left and ate good food and hung out. I got home and felt pretty ill so I went to bed pretty early.

Sunday » Got up and went to eat Taco Bell for lunch then stopped at Walmart to get a few things we need for the week (bread, lunch meat, pop, etc.). Afterwards we decided to catch a last minute movie with Malinda so we all scrambled down to this super cheap theater ($3.50) to see Blades of Glory (hilarious!). After that we hung out with Kaycee for a little while and then we all went to Fuji Japanese Restaurant for our dinner. Went back to Kaycee’s house and had cake. All pretty good times :)

It was a busy weekend. There wasn’t a whole lot of “down” time and it seemed to fly right by. I wish I didn’t have to go back to real life so soon. Just having to think about mortgages and houses and stuff already makes my head spin. I think my Dad isn’t too keen on us buying a house right now and hasn’t been 100% supportive. I really, really want to buy a house and have something that is ours. Yes it is going to be a bit more of an investment than what we are used to paying right now but I think it would be a GOOD investment. Gene and I have talked about our finances and we both agree that we can afford it, even if it puts us on a tight budget for a little while. I know ultimately it is up to Gene and I because we are adults now and we can make our own decisions but just like any other Daddy’s Girl out there, I want to make my parents proud of me. So yeah that’s my biggest delima and frustration right now. I’ve actually been having nightmares about the house thing and the people involved lately. Kind of starting to freak me out a little! I will feel so much better when we figure out what we are going to do financially and mortgage-wise. Once we know what mortgage company we are going to go with and how we are going to afford the down payment and closing cost, I will feel SO much more at ease. No one ever tells you about these things or prepares you for them, at all.

Who said being a kid was so hard??

Growing up is ten times more difficult! The decisions you have to make. The ones that could affect everything that happens from that point forward. The decisions that you toss and turn over at night. Losing sleep and gaining a few grey hairs. Gene and I have dove head first into mortgages. I’ll admit, we’ve learned a whole lot in the last 5 days about mortgages and some of the confusing terminology that goes with it. However, there is still so much that confuses us and so much that leaves us skeptical. It is quite possibly the most frustrating and stressful thing I’ve ever done!

We have to apply to several different places. Get pre-qualified. Get approved. Then compare the rates we are given along with features (no down payment, closing costs built into loan, etc.) to all of the companies and figure out which is best. In a few sentences, it sure does sound easy as pie. But it’s not. It is no where like a pie. A hot blueberry pie, right out of the oven.  Nothing like that, at all :( It’s actually quite the opposite. It’s more like a burnt blueberry pie right out of the oven. The kind that smokes up the kitchen and sets off your smoke detectors. The kind that you absolutely HATE!

Anyway, moving on from the blueberry pie. I’ve got my bank working on a pre-qualification for me. We got a mortgage place in Tulsa that has prequalified us for what we want. We need to find at least 2 other places that have decent deals so that we can sit down and really see what is going to be best for us. Ultimately we want to pay as little interest as possible in the long run. Unfortunately we have two things standing against us, the fact that we are first time home buyers puts us in a totally different category and the fact that we don’t have 20% to put down. In fact, I’m really trying my best to get out of having to put diddly squat down. We’d love to start saving our money so we can buy that TV that we need so badly. Having no TV in the living room really stinks :(